Refinance misstep forfeits low HELOC rate | Real Estate | South ...

Is recourse possible against mortgage broker?

Benny Kass
Inman News?

DEAR BENNY: A mortgage broker advised us several years ago to split our mortgage into a $400,000 mortgage and a $100,000 line of credit (we had $300,000 total available on the HELOC). A few months ago, we refinanced our $400,000 mortgage with our current lender. (Our house is assessed at $900,000.) We asked our lender if we could refinance our mortgage up to $500,000, pay down the $100,000 drawn on the HELOC, but still keep the HELOC with the HELOC lender open, and our lender said "yes."

We have now learned from our HELOC lender that our HELOC has been closed. Apparently, our lender was supposed to do paperwork with our HELOC lender to keep the HELOC open, but that was never done. Our former HELOC lender said it can't reopen the HELOC because the "lien has been released," and that we just have to reapply for a new HELOC.

Our HELOC interest rate was in the 2 percent range, and now the quotes to get another HELOC with the same lender are closer to 4 percent. We were counting on the HELOC for a home improvement project, and now we have to apply for a new one. Our home improvement plans are in jeopardy now because these higher HELOC interest rates are going to make it cost so much more than we had budgeted.

What recourse do we have against our mortgage lender, who gypped us out of our line of credit with the HELOC lender? --Star

DEAR STAR: Are you sure that your old HELOC was a fixed rate? Most home equity lines of credit (HELOCs) carry adjustable rates. Thus, your old one may have gone up over time.

More importantly, interest rates are at an all-time low, so you should shop around for the best rate you can find. It is my understanding the most banks are anxious to make such loans and will not charge for setting it up, or at least the charge will be nominal.

If you can get a new HELOC similar to the old one, I wouldn't spend time fighting. However, you can always file a complaint with the Office of the Comptroller if your lender was a national bank.

I strongly urge all homeowners to obtain a HELOC if they have any equity in their home. You don't pay interest until you borrow on that line, and it's nice to have a checkbook sitting in your desk drawer for that rainy day.

DEAR BENNY: You say that renting out a basement calling it a "mother-in-law" suite is illegal. Is that true in all states?

I have a finished basement with a separate kitchen, den, bath and bedroom. Other parts of the basement are shared: laundry room, recreation room, exercise area, second bathroom and my office. Please note I also have a laundry area upstairs.

A very good friend of mine lost his house due to reduced income after a local college dismissed 58 faculty/staff members, and he and his teenage son needed a place to live. I have let them stay with me for the last several months rent-free while the friend seeks a full-time teaching position and works at minimum wage.

I have considered putting up a mailbox and allowing them to get their mail there. Will that hurt me? I am sure that once a mailbox goes up, the county will consider it more developed and taxes may go up. Are there any other implications I should be concerned about?

I have seen the movie "Pacific Heights" and often tell people about that movie when discussing horrible renters. I'm not concerned about a roommate going bad. If I don't charge them rent, can he use the other address without it causing either one of us problems? There will be no rent paid or received -- just what he pays towards electricity and gas. --Vernee

DEAR VERNEE: I can't speak for the laws in your state; they do vary. Typically, in order to be a legal rental, most states require that the homeowner obtain a certificate of occupancy. The local government will inspect the property to make sure that it is habitable and in compliance with all building and housing codes. Some states also require that the landlord obtain a business license. That's primarily a revenue-raising device.

I think you are fine with your current situation. It's a temporary situation where you are helping out a friend in need. However, should you decide to formally rent out your basement apartment, I would discuss your situation with an attorney who practices real estate law. You want to know what the applicable landlord-tenant laws are in your state, and you also want to have a good, comprehensive, landlord-friendly lease.

But I do recommend the "Pacific Heights" movie to all landlords and especially potential landlords.

DEAR BENNY: What exactly is PMI? Is it there only to safeguard the lender? Does the borrower who pays the premium get any coverage from PMI?

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*/ var formWrap = $( 'media_add_comment' ); var commentForm = formWrap.getElement( 'form' ); commentForm.setStyle( 'display', 'none' ); var msgPar = new Element( 'p', { 'html': 'Thank you, your comment has been added.' }); msgPar.inject( formWrap ); if ( comment != '' ) { if ( !flagged ) { if ( name == '' ) name = 'Anonymous'; var commentWrap = $( 'comments_wrap' ); var commentUl = commentWrap.getElement( 'ul' ); var commentLi = new Element( 'li', { 'class': 'clear' }); var numDiv = new Element( 'div', { 'class': 'num', 'html': '?' }); var commentPar = new Element( 'p', { 'html': '

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'; commentSection.appendChild(commentDiv); } } } function validateCommentForm(form){ var fieldEmail = document.getElementById("field.email"); var fieldName = document.getElementById("field.name"); var nameValue = fieldName.value; var emailValue = fieldEmail.value; var filter = /^([a-zA-Z0-9_\.\-])+\@(([a-zA-Z0-9\-])+\.)+([a-zA-Z0-9]{2,4})+$/; if (filter.test(emailValue)) { var fieldBody = document.getElementById("field.body") var bodyValue = fieldBody.value; bodyValue = bodyValue.replace(/&/g,"&"); bodyValue = bodyValue.replace(/,"/g,">"); bodyValue = bodyValue.replace(/\r\n/g,"

"); fieldBody.value = bodyValue; if(navigator.appName == 'Microsoft Internet Explorer') { if(document.getElementById('submit').disabled) { document.getElementById('submit').disabled=false; } else { document.getElementById('submit').disabled=true; } } return insertComment(form,true,function(){return showEditorialComment(nameValue, bodyValue)}); } else { alert('Please enter a valid Email below.'); form.elements[field.email].focus(); return false; } }

Source: http://www.southphillyreview.com/real-estate/refinance_misstep_forfeits_low_heloc_rate-176472981.html

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First direct detection sheds light on dark galaxies

ScienceDaily (Oct. 30, 2012) ? Most people think of galaxies as huge islands of stars, gas and dust that populate the universe in visual splendor. Theory, however, has predicted there are other types of galaxies that are devoid of stars and made predominately of dense gas. These "dark" galaxies would be unseen against the black backdrop of the universe.

Now, an international team of astronomers has detected several dark galaxies by observing the fluorescent glow of their hydrogen gas, illuminated by the ultraviolet light of a nearby quasar. But what exactly are dark galaxies, and what role do they play in the evolution of our universe?

"Dark galaxies are composed of dark matter and gas, but for some reason they have not been able to form stars," said Martin Haehnelt, Kavli Institute for Cosmology at the University of Cambridge. "Some theoretical models have predicted that dark galaxies were common in the early universe when galaxies had more difficulty forming stars -- partly because their density of gas was not sufficient to form stars -- and only later did galaxies begin to ignite stars, becoming like the galaxies we see today."

Haehnelt is a member of the scientific team that detected these galaxies. According to Haehnelt, one can begin to understand the importance of dark galaxies by looking at our own Milky Way. "We expect the precursor to the Milky Way was a smaller bright galaxy that merged with dark galaxies nearby. They all came together to form our Milky Way that we see today."

Another member of the team, Sebastiano Cantalupo of the University of California, Santa Cruz, agreed that dark galaxies are the building blocks of modern galaxies. "In our current theory of galaxy formation, we believe that big galaxies form from the merger of smaller galaxies. Dark galaxies bring to big galaxies a lot of gas, which then accelerates star formation in the bigger galaxies."

The techniques used for detecting dark galaxies also may provide a new way to learn about other phenomena in the universe, including what some call the "cosmic web" -- unseen filaments of gas and dark matter believed to permeate the universe, feeding and building galaxies and galaxy clusters where the filaments intersect.

"I wonder if we can indeed use this technique to see the emission of filamentary gas in the cosmic web, and if so, how close are we to seeing that?" said team member Simon Lilly of the Swiss Federal Institute of Technology in Zurich, Switzerland. "That has been something of a Holy Grail for many, many years and I think this most recent discovery of dark galaxies is a significant step toward the goal."

The complete discussion with Drs. Haehnelt, Cantalupo and Lilly can be found at: http://www.kavlifoundation.org/science-spotlights/kicc-dark-galaxies.

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Disclaimer: Views expressed in this article do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/top_news/top_technology/~3/BON0nb1cLWk/121030161234.htm

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Vegan Recipes | Baked Cinnamon Donuts ? Like A Vegan

October 20, 2012 0

Difficulty: Medium

Makes 12

Oh. My. God. Why have I not made donuts before?! To be honest, it just didn?t strike me as worth it until I started to crave them recently but I?ll be the first to admit I?m an absolute IDIOT for not trying them until now. While they do take some time to make, the results speak for themselves and you?ll have your friends and family begging you for more! Stay tuned for many more donut recipes, I?ve got a feeling I?ll be making them much more often.

Ingredients

• 1 cup soy milk
• 1 teaspoon apple cider vinegar
• 7 gram packet dry yeast
• 1/4 cup Nuttelex, melted
• 1 teaspoon vanilla
• 3/4 cup caster sugar
• 2 1/2 cups plain flour
• Spray oil
• 2 teaspoons ground cinnamon

Method

1. Warm your milk in in the microwave for a minute before whisking through the apple cider vinegar and setting aside for a few minutes.
2. Pop the mixture into a large bowl before adding the yeast and ?1 tablespoon of melted butter. Allow to sit for a few moments before adding the vanilla and 1/4 cup of caster sugar.
3. Sift in the flour and combine well in the bowl before tipping out onto a lightly floured surface.
4. Knead with your palms for about 10 minutes until the dough is smooth.
5. Spray a large bowl with spray oil and roll the dough around to coat it. Cover and allow to rise for one hour.
6. Preheat the oven to 200?C and line two baking trays with baking paper.
7. Punch down the dough and tip out onto a lightly floured surface. Give it another light knead for a couple of minutes before rolling the dough out to be about 2cm thick.
8. Now you need to cut out your donut shapes! If you?re going for your traditional donut shape, you can cut out using a large drinking glass and making the hole with a small lid (from an olive oil bottle for example). This will give you a regular sized donut. You may need to re-roll the dough to get the full dozen donuts but hang onto the holes and any excess dough.
9. Space your donuts out six to a tray, you can scatter the holes on the trays too. Cover each tray with a tea towel and allow the donuts to rise for another half an hour.
10. Pop the trays in the oven and cook for about 10-15 minutes, until they?re lightly golden.
11. Allow to cool for about 10 minutes. In the meantime you can combine the remaining sugar and cinnamon in a shallow bowl.
12. With a pastry brush, cover each donut with melted Nuttelex before dunking in the cinnamon mixture. Make sure it?s evenly coated and gently shake of the excess.
13. Best served warm but will keep for a couple of days.

Tags: baking, cinnamon, dessert, donut, dough, doughnut, treat, vegan

Source: http://likeavegan.com.au/2012/10/baked-cinnamon-doughnuts/

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Skywalk case goes before federal appellate court

SAN FRANCISCO (AP) ? A Las Vegas developer has been bounced between tribal and federal court in an effort to protect his financial interest in the Grand Canyon Skywalk, a popular glass bridge that extends from the canyon's edge on tribal land in western Arizona.

On Friday, David Jin's attorneys will argue before the 9th Circuit U.S. Court of Appeals that the Hualapai tribal court system hasn't given Jin a fair shot and that he shouldn't have to fight his legal battles there.

The tribe has denied those allegations and will urge the San Francisco court to uphold a ruling that said Jin first must exhaust remedies in tribal court. By signing a contract with a business arm of the tribe in 2003, Jin allowed it to be governed by Hualapai law, the tribe said.

Jin invested $30 million to build the horseshoe-shaped bridge that gives visitors a view of the Colorado River 4,000 feet below. He and the Hualapai Tribe have been locked in a contract dispute that led the tribe to sever the contract with Jin and for Jin to pursue legal action for alleged constitutional violations.

The contract dispute itself isn't up for review by the appellate court, only the jurisdictional question. There is an exception to exhausting tribal court remedies if Jin's attorneys can prove that the tribal court ? not the Tribal Council ? has acted in bad faith. He's been unsuccessful so far.

Jin also argues that the tribal court lacks civil jurisdiction over him and the corporation he formed to manage the Skywalk, the Nevada-based Grand Canyon Skywalk Development.

No court has ruled on Jin's claims that he is owed for years of unpaid management fees or the tribe's claims that Jin failed to complete a visitor center. A tribal court judge rejected an attempt by Jin to force arbitration because the tribal defendants are protected from lawsuits by sovereign immunity. The federal District Court repeatedly has said that the tribal court has the first right to hear the case. The two sides don't agree on an arbiter's decision to award Jin about $28 million in the contract dispute.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/f70471f764144b2fab526d39972d37b3/Article_2012-10-19-Grand%20Canyon%20Skywalk/id-a0450b46ca7840fab981a34847996407

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Tips To Assist You Obtain Your Property Improvement Targets

Lots of people speculate if they can do home remodeling tasks. Men and women also wonder if do-it-on your own undertaking can save them a lot of cash. It is possible to, but before the process weigh the options and select the best choice. This informative article can help you do it on your own and when you should get in touch with the professionals.

Position your television about the walls. It could free up a considerable amount of place. The guidelines for mounting are quite easy and can be accomplished in under one hour.

Exciting is important to home remodeling. Protection and good quality should always be with the forefront even so, you should try to have a good time together with the undertaking. It is actually much more likely that you just is likely to make mistakes when you don?t have fun with your project. Under these circumstances, it is actually possibly best to consider employing a genuine expert.

Prior to trying to eliminate a popcorn roof on your own, have it examined for asbestos fiber. While asbestos is actually a hazardous substance that needs certain methods are undertaken when eliminating or getting rid of it, risk only takes place when the asbestos fiber is annoyed. Because of this, you will need to take into consideration working with a specialist ahead along with professional devices to handle asbestos elimination, should your popcorn roof includes any.

Take into account the installation of a shower if you have not one at home previously. A shower room is effective in reducing the volume of drinking water employed and is more accessible compared to a bath tub. Showering for 5 minutes just uses 25 % of your normal water a tub uses.

It?s important to enjoy yourself when conducting any type of home improvement. Although you should be cautious, you must also have fun. When you aren?t experiencing and enjoying the process, blunders are more inclined. In these situations, it can be almost certainly advisable to take into account hiring a real skilled.

Should you not have got an authorized contract, your contractor must not begin function. Have your attorney review it if needed. The charge, days and guarantee details need to all be explained in the deal.

Take time and get ready to accomplish your home development work. It is vital to protect a room?s areas from paint splatters and drips with a decrease towel as well as protecting molding inside the room you?re likely to paint making use of painter?s adhesive tape. If paint receives splattered onto the household furniture it could possibly wreck it permanently. Old sheets or decrease towels will quickly protect your home furniture through the problems when piece of art.

Preparing is essential is any type of redesigning task! When painting, by way of example, you have got to cover all your household furniture for the reason that area before beginning. Your furniture might be wrecked forever when you get paint into it. Older sheets or fall linen will very easily protect your furniture from the damage whilst artwork.

Find one area to be effective on at one time. You might find that functioning on one place is much easier to deal with with regards to cash and scheduling. Recognize the principle place you need to focus on, then look for offers or product sales that will assist you complete the project. This is the best way to put more money back again in your wallet and enhance your house as well.

When you are planning a property improvement task, make sure to enable adequate room for all of the finished dirt to collect. Demolition makes a massive clutter, and it will surely need to have a destination to go. Be sure you know what to do in regards to the dirt in advance in order that you don?t turn out having a big stack when you find yourself functioning.

Usually, refacing your units or replacing entrance doors and computer hardware will probably be just the thing your units need to have. Completely changing all of your current kitchen cabinets can cost a lot of cash. However, the fee is significantly lowered if you choose to reface the drawer entrance doors as an alternative. Your house can look fresh and new so you won?t ought to spend a fortune.

As you now have a far better comprehension of the delights of redecorating, you must truly feel more confident inside your capability to complete a venture. Boosting your home might be a great deal of entertaining. Now that you are furnished with the information using this write-up, you are well on your way turning into an old hands at the home remodeling online game.

There is more content available on manual log splitter take a look at Larae O. Dashner?s site there?s plenty of points not outlined on this page, go to Author?s blog to locate more.

Source: http://www.defaulttricks.com/tips-to-assist-you-obtain-your-property-improvement-targets/

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DC Comics wins crucial victory in Superman legal battle | Robot 6 ...

From Action Comics #1

Handing a major victory to DC Comics, a California federal judge has ruled the heirs of Superman co-creator Joe Shuster surrendered the ability to reclaim their 50-percent interest in the property in a 1992 agreement with the publisher.

While the decision likely will be appealed, for now it means DC and parent company Warner Bros. can use the Man of Steel any way they wish beyond Oct. 26, 2013, when the Shuster estate would have recaptured its copyright to the first Superman story in 1938?s Action Comics #1. However, the companies must account for any profits earned from the property with the family of co-creator Jerry Siegel, which reclaimed its share in 2008 through a provision of the U.S. Copyright Act (the scope of that decision is on appeal). Had the Shuster estate succeeded, DC and Warner Bros. eventually would have been unable to use many of the character?s defining aspects, including his secret identity, his origin, certain elements of his costume and powers (super-strength and super-speed), and Lois Lane ? barring a new agreement with the families of the two creators, naturally.

On Wednesday, U.S. District Judge Otis D. Wright granted DC?s motion for partial summary judgment on the issue of whether the Shuster estate?s 2003 copyright-termination notice was invalidated by a 20-year-old agreement with the late artist?s sister Jean Peavy. The publisher had argued the family relinquished all claims to the Man of Steel in 1992 in exchange for ?more than $600,000 and other benefits,? including payment of Shuster?s debts following his death earlier that year and a $25,000 annual pension for Peavy.

Although Wright appeared somewhat swayed by the argument made last month by Shuster attorney Marc Toberoff that DC never intended the ?ambiguous? document to transfer ownership of copyright to ?a billion-dollar property,? the judge ultimately found ?that the 1992 agreement, which represented the Shuster heirs? opportunity to renegotiate the prior grants of Joe Shuster?s copyrights, superseded and replaced all prior grants of the Superman copyrights.?

Indeed, Wright noted that when DC increased survivor benefits from $5,000 to $25,000 a year, Peavy said she understood and agreed to the admonition from then-Executive Vice President Paul Levitz that, ?this agreement would represent the author/heir?s last and final deal with DC, and would fully resolve any past, present, or future claims against DC.? The judge also pointed out that under a 1975 agreement with Siegel and Shuster, DC provided each of the two creators with lump sums (in today?s dollars) of $75,000 and lifetime annual payments of $80,000, survivor benefits and insurance ? ?as well as ?credits? on new Superman works? ? amounting to more than $4 million (not counting medical benefits and ?bonuses?).

In a statement to The Hollywood Reporter, Toberoff, who also represents the Siegel family, said, ?We respectfully disagree with its factual and legal conclusions, and it is surprising given that the judge appeared to emphatically agree with our position at the summary judgment hearing.?

The trade paper suggests, however, that Toberoff may find cause for appeal in Wright?s comment that, ?The broad and all-encompassing language of the 1992 agreement unmistakably operates to supersede all prior grants.?

Still ahead is a Nov. 5 hearing before the 9th Circuit Court of Appeals in which DC will argue the 2008 ruling that found the Siegel family had reclaimed its stake in Superman should be overturned. Toberoff will also seek to define precisely what elements of the characters are covered by the decision.

Source: http://robot6.comicbookresources.com/2012/10/dc-comics-wins-crucial-victory-in-superman-legal-battle/

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Senior Mechanical Design Engineer

• Multinational Employer of Choice
• Great Working Environment
• Excellent Personal & Professional Development Opportunities

Our client is at the forefront of the medical device technology development with operations globally. We are currently seeking an experienced Senior Mechanical Design Engineer to join the design and development team based in Sydney.

This is an excellent opportunity for a career-minded professional to join a leading employer in the industry during an exciting period of sustained growth.

Responsibilities:

• In collaboration with team members and colleagues from other departments; research, design, and development of products for manufacture.
• Carry out testing, verification and validation of designed products to ensure they meet the design specifications and anticipated usage during product life cycle.
• Develop test/measurement capabilities according to need.
• Seek input from team members and across the business including; marketing, manufacturing, quality and regulatory affairs team to ensure the products being developed satisfy all necessary requirements.
• Liaise with internal customers and suppliers in relation to design issues.

Requirements:

• Bachelor of Engineering in Mechanical, or Biomedical Engineering plus minimum 5 -8 years? experience in a mechanical design engineer role
• Significant experience in engineering design and verification
• Understanding of technical architecture and multiple Engineering disciplines
• Demonstrated experience in using Pro-Engineer (Pro-E)
• Demonstrated ability to lead/supervise cross functional engineering teams
• Excellent communication skills ? written, presentation and verbal

Remuneration: Salary: $Negotiable plus excellent benefits and conditions of work.

For more information or to apply, call Diarmuid on +612 80960060 / email your application below:

Confidentiality Assured.?

Source: http://www.adroitpeople.com.au/senior-mechanical-design-engineer-1-mh1435-sydney?utm_source=rss&utm_medium=rss&utm_campaign=senior-mechanical-design-engineer-1-mh1435-sydney

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Video: Campaigns dig into voters? personal lives

Sorry, Readability was unable to parse this page for content.

Source: http://video.msnbc.msn.com/newsnation/49466671/

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HTC shows off 1080p phone - Know Your Cell

The HTC J Butterfly was introduced for KDDI in Japan and this Android superphone is the world's first major device that sports a 5-inch, 1080p display. Look for this phone to land in the United States in the not-too-distant future.?

According to Engadget, the HTC J Butterfly's 5-inch screen is being made by Sharp and JDI and it sports an impressive, 440 pixels per inch. For some reason, the incredible Retina Display?on the iPhone has 326 pixels per inch. The 1080p screen also means you'll be able to get full HD content in your pocket.?

It's not just the display, as the HTC J Butterfly also sports a 1.5GHz Snapdragon processor, an 8-megapixel camera, 2GB of RAM, 16GB of internal storage, Bluetooth 4.0, microSD expansion slot and all the other goodies you'd expect from a high-end smartphone. ?

While we generally don't pay too much attention to phones that launch in Japan because many stay there, there's a good chance that the HTC J Butterfly will be coming to the United States soon. We've seen rumors?that this type of device will land on Verizon before the end of the year and look for the HTC superphone to come with 4G LTE.?

[Via Engadget]

?

Source: http://www.knowyourcell.com/news/1638266/htc_smartphone_boasts_crazy_1080p_display.html

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Supreme Court gives Obama camp a win in Ohio early voting tussle

(Reuters) - The U.S. Supreme Court on Tuesday denied Ohio's request to curtail early voting in the state, a victory for President Barack Obama's re-election campaign which had battled Republican efforts to scale back in-person balloting in the days leading up to Election Day.

Ohio, critical to the election hopes of Obama and his Republican challenger Mitt Romney, began early in-person voting earlier this month but planned to cut it off on November 2, the Friday before the election, except for members of the military.

The Obama campaign, the Democratic National Committee and the Ohio Democratic Party had sued Ohio officials to restore early voting right up to the eve of election day. Republicans opposed their efforts, saying a cutoff was needed to reduce voter fraud and ease the burden on election officials.

In states that allow voters to cast ballots before election day, early voting and extended voting hours are thought to benefit Democratic candidates because lower-income people, who tend to vote for them, are more likely to work odd hours.

According to a Reuters/Ipsos national survey, about 10 percent of likely voters have already cast ballots. And of those who have voted, Obama holds a sizable lead over Romney - 56 percent to 35 percent. The poll has a credibility interval, a measure of accuracy, of plus or minus about five percentage points.

That contrasts with a much closer race according to polls of likely voters. There, the president holds just a slight edge of 46 percent to 43 percent in Tuesday's Reuters/Ipsos daily tracking poll.

Earlier this month, the 6th U.S. Circuit Court of Appeals upheld a U.S. District Court order that reinstated early voting in the final days before the election. The state had appealed that ruling to the Supreme Court.

'END OF THE ROAD'

In a one-sentence order on Tuesday, the high court denied the state's petition for a stay of the appeals court decision.

"This action from the highest court in the land marks the end of the road in our fight to ensure open voting this year for all Ohioans, including military, veterans, and overseas voters." Obama campaign General Counsel Bob Bauer said in a statement.

Ohio Secretary of State Jon Husted, the state's top elections official, called the 6th Circuit's decision an unprecedented intrusion by federal judges into state elections that was illegal and impractical.

"Despite the court's decision today to deny our request for a stay, I firmly believe Ohio and its elected legislature should set the rules with respect to elections in Ohio, and not the federal court system," Husted said in a statement. "However, the time has come to set aside the issue for this election."

The appeals court's decision did not require polls to be open on the final three days, leaving it up to the discretion of the state's 88 individual county election boards.

Following the Supreme Court ruling, however, Husted directed all state polling places to adopt the same hours for the balance of early voting.

"Today I have set uniform hours statewide, giving all Ohio voters the same opportunities to vote in the upcoming presidential election regardless of what county they live in," Husted said.

For the final three days before the election, Ohio voters may cast ballots between 8 a.m. and 2 p.m. on Saturday, November 3; from 1 p.m. to 5 p.m. on Sunday, November 4; and from 8 a.m. to 2 p.m on Monday, November 5.

A coalition of 15 states, including Colorado, Wisconsin and Virginia, filed a supporting brief for Ohio on Friday, encouraging the court to block the 6th Circuit's ruling. They said Ohio had not placed a burden on citizens' ability to vote by eliminating the three early voting days.

(Editing by Will Dunham and Cynthia Osterman)

Source: http://news.yahoo.com/supreme-court-denies-ohios-request-curtail-early-voting-165835776.html

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Panasonic Launches 'eco ideas' Factory in Vietnam | APN News

Hanoi, Vietnam : ?Panasonic Vietnam Group (including Panasonic Vietnam, Panasonic System Networks Vietnam, Panasonic Industrial Devices Vietnam) at Thang Long Industrial Park is launched as the model ?eco ideas? Factory in Vietnam. The manufacturing site produces eco-friendly products with sustainable industry practices and is utilised in outreach activities to raise the level of eco consciousness in the community. In line with Panasonic?s vision of becoming the No. 1 Green Innovation Company in the electronics industry by 2018, the ?eco ideas? Factory in Vietnam serves as a model factory and effectively integrates environmental contributions with business growth.

Panasonic Asia Pacific, headquarters for the Asia Pacific, Middle East and Africa region, announced its regional ?eco ideas? Declaration in 2010 to promote the environmental sustainability initiatives of Panasonic and its commitment to contribute to a greener society. In line with this declaration, the Panasonic ?eco ideas? Factories in the region act as a platform to communicate Panasonic?s ?eco ideas? commitments to external stakeholders and the community at large. The newly launched ?eco ideas? Factory in Vietnam will set the benchmark for the reduction of CO2 emission, waste generation and chemical substance usage in manufacturing

facilities, enhancing recycle activities, thereby reducing environmental impact. The factory also seeks to raise awareness on environmental protection through collaboration with various organizations on programmes such as eco learning activities for youths.

At the launch event, Panasonic Vietnam Group organized factory tours for participating guests, including students. These tours enabled the guests to visualize and understand actual green manufacturing processes of this model ?eco ideas? Factory. In addition, an eco learning session was also conducted for the students so as to increase their understanding on the hot issue of the global climate change due to CO2 emission and stress the need for responsive actions.

Mr. Shinichi Wakita, General Director, Panasonic Vietnam Group, said at the press conference, ?Environmental deterioration is prevalent not only in Vietnam, but also in many other parts of the world. The choice is ours to reduce the impact of this alarming trend and ensure environmental sustainability. ?eco ideas? and eco activities have been a core focus in Panasonic since 2007. We hope through the ?eco ideas? Factory and eco activities being conducted, Panasonic is able to play an effective role in changing mindsets and driving individuals to assume greater environmental responsibility in their communities.?

Mr Nguyen Xuan Linh, Vice-Chairman of Hanoi Industrial and Export Processing Zones Authority, commented, ?The environmental initiatives spearheaded by Panasonic are remarkable. Panasonic has demonstrated its strong commitment in contributing to the country?s efforts in environmental protection. Indeed, the newly established ?eco ideas? Factory is a prime example of a manufacturer taking stewardship of its processes and products to mitigate any detrimental environmental impact. We hope such efforts will spur even more manufacturers to do the same.?

Five Panasonic ?eco ideas? Factories have been set up in the Asia Pacific region thus far. In addition to Panasonic Vietnam Group at the Thang Long Industrial Park, Panasonic Asia Pacific has established Refrigeration Devices Company in Singapore, Home Appliances Company in Thailand, AVC (Audio Visual Components) Networks Company in Malaysia and Lighting Company in Indonesia. Panasonic Asia Pacific will next establish an ?eco ideas? Factory in India this December. By March 2013, Panasonic aims to have one ?eco ideas? Factory in each country with manufacturing sites in the region.

Panasonic Vietnam Group targets to reduce the CO2 emissions reduction per unit production this year and will continue to expand its corporate citizenship activities to incite environmental awareness amongst Vietnam?s younger generation, through educational activities such as Kid Witness News, Eco Picture Diary contest and Panasonic Eco Learning Programme. The factory will look at increasing the participation in their educational programmes to 12,000 students by March 2014.

I. Overview of Panasonic Vietnam Group ?eco ideas? Factory?s activities

- ?eco ideas? for Lifestyles -

1. Manufacturing of ECO products

Manufacturing of energy efficient system products and products that are compliant with EU and Vietnam RoHS (Restriction of Use of Hazardous Substances)

Directives

2. ECO Activities for the Local Community

Raising environmental awareness among youths through various eco programmes:

? Panasonic Eco Learning Programme and ecosciences workshops at Panasonic Risupia Vietnam

? UNESCO World Heritage Eco Learning Programme at Thang Long Imperial Citadel

? Kid Witness News

? Eco Picture Diary

Till date, 7,700 students have participated in the eco education programmes and Panasonic Vietnam Group aims to reach out to 12,000 students by March 2014.

- ?eco ideas? for Businessstyles -

1. CO2 Emissions Reduction Measures

Setting up an energy management committee and implementing CO2 emissions reduction measures. Some of the measures that have been implemented include changing to energy efficient equipments, such as inverter air-conditioner system and hi-efficiency lighting. In FY2012, Panasonic Vietnam Group targets to reduce the CO2 emissions per unit production by 5.6%.

2. Effective Waste Management

Implementing 3Rs initiatives in the factory to minimize waste. Panasonic Vietnam Group has been recycling around 302 tons of their waste resins

annually and reducing 52% of their waste by reusing wood and plastic pallets.

3. ECO Activities for Employees

Enhancing employees? awareness on environment through internal training and eco activities, such as tree planting with the local community and cleanup of local area.

II. ?eco ideas? Declaration for the Asia Pacific ? Overview of targets and progress of the 3-year

- ?eco ideas? for Lifestyles -

1. 80% of total sales to be contributed by eco products by March 2013

As of FY2011, 70% of Panasonic?s sales are contributed by eco products which

include home appliances with ECONAVI and inverter technologies.

2. Expand Eco Learning Programme to reach 200,000 youths in the region by March 2013

Expanded the Eco Learning Programme to cover 7 countries, namely Singapore,

Malaysia, Indonesia, Thailand, Philippines, India and Vietnam.

As of March 2012, more than 111,000 youths have participated in and benefitted

from the programme.

3. Develop new comprehensive energy and environment solutions business

Started Asia?s first total energy solutions test-bed project for existing public housing in Singapore at Punggol Eco Town.

Established the Panasonic Energy Solutions Development Center in Singapore, which will lead test-bed projects, and develop new technologies and solutions.

- ?eco ideas? for Businessstyles -

1. Challenge 600,000 tons of CO2 emissions reduction versus ?business-as-usual?* level by March 2013

As of FY2011, there is a reduction of 560,000 tons of CO2 emission versus

?business-as-usual? level, equivalent to planting more than 30 million trees.

2. Develop 3 more ?eco ideas? Factories in Asia Pacific by 2013 including a new model factory in India

Development of the 3 ?eco ideas? Factories in progress, with 2013 being the targeted year of completion

3. Organise the first Asia Pacific ?eco ideas? Forum outside Japan

Held the inaugural ?eco ideas? Forum outside Japan at Singapore International

Energy Week 2011 for MNCs and SMEs on 2nd November 2011.

Theme of the forum: Challenges & opportunities of implementing energy management system in a company.

Popularity: unranked [?]

Source: http://apnnews.com/2012/10/16/panasonic-launches-eco-ideas-factory-in-vietnam/

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Huntersville painter shares talent through teaching | Huntersville ...

When Huntersville-based painter Mary Crow was a third-grader living West Virginia, a teacher allowed her to complete drawings during free classroom time.

Huntersville artist Mary Crow will join the Denver Art Trail this year. She uses oils and pastels to paint pets and landscapes. (Courtesy of Mary Crow)

It was in this part of her life that Crow realized she had a passion for creating art, allowing her artistic talents to blossom. Crow, now a substitute teacher, recently received a lateral entry teaching license and hopes to help other young artists find their artistic visions.

?I was always entering those art contests at school and found a lot of encouragement from my teachers,? she said.

Crow will be one the artists featured in the Denver Art Trail, which takes place Oct. 20-21. Crow uses oils and pastels to paint portraits of people and pets, as well as landscapes. She said she enjoys experimenting with different lighting effects in her arts.

?I?m always challenged by the variety of subject matter in portraiture and landscapes,? she said. ?It?s always exciting to work on a new portrait or to find a new beautiful landscape that I might enjoy working on.?

Developing her artistic talent through childhood and high school, Crow attended the Columbus College of Art and Design for a year before transferring to West Virginia University where she majored in painting and printmaking. She moved to North Carolina in 1994.

Residents around the region might find some her pieces familiar. Pieces Crow plans to display during art trail include paintings of Bradford Farm in Huntersville and Grandfather Mountain in the Blue Ridge Mountains.

She is an active member of the Charlotte Plein Air Painters, a group of area artists who meet in and around Charlotte who participate in monthly ?paint outs.?

Crow also contributes pet paintings for local animal shelters and networks to use in auction or raffle fundraisers. A portrait she painted of St. Mark Catholic Church pastor Rev. Msgr. Richard Bellow hangs in the Huntersville church?s Narthex to honor his efforts to build a new church sanctuary.

?I feel that my artistic bent is a gift from God and I try to use that as a service for him whenever I feel inspired,? Crow said. ?I also enjoy contributing paintings to service groups that help the homeless.?

In addition to teaching children as a substitute teacher in the area?s public schools, she offers private painting lessons to teenagers and adults. She invites people interested in commissioning a portrait to visit her on the Denver Art Trail as well.

?I can talk to them about the process and the types of photos they need,? Crow said. ?Sometimes people don?t realize that there are portrait artists in the area that can be commissioned for work.?

Want to go?

When: Oct. 20-21

Where: Stops throughout east Lincoln County along the Denver Art Trail include Blue Heron Bed & Breakfast, Lake Norman Flowers & Gifts, Canary Hill Studio, Mentour Learning Center. For a complete schedule, go online to www.facebook.com/DenverArtTrail.

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Source: http://www.huntersvilleherald.com/arts-entertainment/2012/10/15/huntersville-painter-shares-talent-through-teaching/

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LG releases Jelly Bean upgrade timeline for Optimus Vu, Optimus G and more

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Jealousy: Could An Open Relationship Cure It? - Huffington Post

EmandLo.com

We?ve always said that if you want to be in an open relationship, it helps if you?re the kind of advanced human being who is missing the jealousy gene. (Neither of us comes even remotely close, for the record.) It just seems like, if you?re going to be cool with your one-and-only kissing someone else or going down on someone else, then the Green-Eyed Monster is an unwelcome guest at the sex party.

So we were surprised to read a personal essay in the New York Times last weekend by a woman who claims that her open-ish relationship helps her husband handle his fears that she will cheat on him or leave him.

It may seem eccentric that my husband has translated the common fear of being cheated on into enthusiasm for the idea, but he?s not alone. Type ?cuckold? into a pornography search engine and you?ll be greeted with countless scenes in which people play out that exact fantasy.

The writer, Ada Calhoun, explains how, of the two of them, she was the sexual adventurer before they met, the one who?d had more sexual encounters, more fleeting encounters, more casual sex.

Because of this, my husband has at times fretted that I might leave him. What should he do with that anxiety? Maybe eroticizing it isn?t the worst strategy, especially if it gets us talking about what turns us on and keeps us in the loop about each other?s lives. Surely it?s better than the more mainstream reactions to jealousy: becoming paranoid or controlling.

In theory, it sounds kind of awesome. It?s not entirely clear ? even to the author herself ? how far she is permitted to go. The only real rule they have, it seems, is that she always be completely honest. In other words, her husband never has to worry about what she?s really thinking or what she really desires to do, because he?s given her permission to explore her desires and she has promised to tell him everything. It?s the rubber band vs. ball-and-chain theory of marriage.

And yet. We still can?t imagine how this works in practice, when the husband in question is already jealous and insecure. Sure, this approach could cure his jealousy, kind of like shock treatment ? but could it also lead to years of pent-up jealousy and resentment?

Also, it?s not entirely clear whether he?s allowed to kiss and tell too. Which seems odd until you get to this, more than halfway through the article:

Years ago, my husband told me he had fallen in love with someone else. He was deeply confused and scared by it. I didn?t even know who he was talking about; that?s how much of a secret he had kept his growing feelings. When he told me who it was, a co-worker, I felt as if I had been shot. I broke things. I threw him out. He ended the affair. Since then, I?ve forgiven him, and we?ve worked hard to figure out why it happened and what it meant.

Um, WHAT??!! Talk about burying the lede! Is this why she gets to kiss other people, because he once cheated? Is he afraid she?ll leave because he is a cheater? Did he feel like he owed her something after this? Suddenly the open-ish relationship seems a whole lot messier and unresolved. An affair seems like a pretty shaky foundation to build this kind of modern, break-the-rules relationship on (unless the affair came after the agreement to be open and monogamish, which is even worse). And yet, we can kind of get the explanation:

The main thing that helped me get over the affair was realizing that attraction to other people isn?t necessarily a sign your marriage is bankrupt. In the course of being together forever, especially if you?re out in the world meeting new people, it happens. One of the challenges in a marriage, in addition to deciding whose job it is to do the dishes and how to balance the budget, is to figure out how to deal with lust or love for other people.

YES. Yes, yes, yes, yes, yes, yes, yes. We couldn?t agree more! We wish more people understood that attraction to people besides your spouse is normal and usually fleeting and nothing to fret about at all. If you can understand that ? whether or not you want to pursue those attractions ? your marriage will be so much more robust.

In the meantime, though, it sounds like this particular open relationship could use a few more rules and guidelines. That?s the problem with open relationships: When you bust out of society?s expectations of monogamy ? and believe us, we applaud the couples who do ? and forge new ground, you can?t rely on tradition or precedent to tell you how to behave. You need to work to get on the same pages as a couple, and we don?t care if doing so involves a dorky list of rules*. Or maybe a Google doc that you can edit and share ? there?s a nice metaphor for your relationship! Your marriage, however you define it, is worth it.

* Then again, we suppose that publishing an article about your vague open relationship in a national newspaper that will be read by your parents and your in-laws and your co-workers and your childhood friends and pretty much everyone you know is another good way to figure things out!

This article originally appeared on EMandLO.com.

More from Em & Lo:

Top 10 Reasons for Being ? and Staying ? Non-Monogamous

Top 10 Reasons for Being ? and Staying ? Monogamous

Would Most Men Accept a Free Pass for a One-Night Stand?

Em & Lo like to consider themselves the Emily Posts of the modern bedroom. They have co-authored six books on the topics of sex and love: Sex: How to Do Everything, three A-Z guides, Buh Bye, Rec Sex and Sex Toy, the sex manual The Big Bang: Nerve?s Guide to the New Sexual Universe, and the handbook Sex Etiquette for Ladies and Gentlemen. They have contributed to numerous magazines including Glamour, Details, Allure, Marie Claire, and GQ, and wrote columns for New York magazine and The Guardian in the U.K. They currently post daily on their own blog, EMandLO.com, as well as on SUNfiltered, the Sundance Channel blog. You can follow them on Twitter at #EMandLO.

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Source: http://www.huffingtonpost.com/2012/10/15/jealousy-cure-open-relationship_n_1968601.html

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Happy Birthday, Lance Olsen! ? BIG OTHER

October 14, 2012 by John Madera

Today, October 14, 2012, marks Lance Olsen?s 56th birthday. In celebration of him and his work, and with a nod to a quote by Roland Barthes, I?ve turned most of the sentences found in the first chapter of Olsen?s The Architectures of Possibility into questions without answers. (You?ll also find that I?ve altered quotations, found in the selfsame chapter, from Brian Evenson, Fredric Jameson, and Curtis White, as well as the abovementioned Barthes).

1. What would happen if you didn?t follow what most textbooks on fiction tell you?
2. What would ?opaque? language that doesn?t focus on your protagonist?s psychology read like?
3. Why not produce a protagonist that is jagged, nonresonant, unbelievable, and/or anything outside of middle or lower-middle class?
4. Aren?t there other settings besides the urban or suburban rendered with the precision of a photograph in which to set your fiction?
5. What are some ways to alter the form your narrative takes so that it isn?t predictable, so patterned by convention, as to be virtually invisible.
6. Why produce yet another fiction that has a beginning, a muddle, and an ending through which your character will travel in order to learn something about himself, herself, or his or her relationship to society or nature?
7. Can you conceive of something other than version of realism: a genre of averages?a genre about middle-of-the-road people living on Main Street in Middletown, Middle America?
8. Have you considered detours away from Main Street?
9. What would be the result of rejecting a pragmatic, empirical understanding of the universe that emphasizes individual experience and consciousness?
10. What would a narrative that few might relate to look like?
11. What are some ways to free your text from the various tyrannies of thought?
12. Why not question or even reject the idea that human actions and human life is somehow a complete, interlocking whole, a single formed, meaningful substance?
13. Does it follow that satisfaction with the completeness of plot is therefore a kind of satisfaction with society as well?
14. What ways can you shape?or, perhaps more productively, misshape?what a narrative means?
15. Are you aware that every narrative strategy implies political and metaphysical ones?
16. If creative writing is nothing but a series of choices, what do the choices you?re making in your writing say about what you believe as a whole?
17. If writing one way rather than another conveys not simply an aesthetics, but a course of thinking, a course of being in the world, then what does your approach to writing say about how you think, about the your course of being in the world.
18. What approach(es) to ?reality? have you privileged over another?
19. Given the Heraclitean techno-global, multi-cultural, multi-gendered, multi-genred pluriverse our fluid selves navigate, the question thereby becomes: is the Balzacian Mode the most useful choice for capturing what it feels like to be alive here, now, in the midst of the twenty-first century?
20. Do you still intuit existence as necessarily meaningful?
21. Are you satisfied with society?
22. So why should you write as if you do and are?
23. Shouldn?t our task as authors rather be to explore approaches to creativity that accurately reflect our own sense of lived experience?
24. If so, what might those approaches look like?
25. Why not conceive of writing as a possibility space where everything can and should be considered, attempted, and troubled?
26. Why not push as close to ?failure? as you can in your work, thereby opening up myriad options you simply can?t imagine while adopting conventional methods of narrativity?
27. Why not take chances?
28. Why not try to compose in alternative, surprising, revelatory directions?
29. Why not try to move out of your comfort zone to discover what might lie on the other side?
30. Are you trying again, failing again, failing better?
31. Where are we in space and time?
32. How might we most effectively capture that place and point in our own writing?
33. Did you know that as writers we work in a post-genre culture, where there is no longer a significant difference between prose and poetry, between fiction and nonfiction?
34. Did you know that writing is always-already a kind of theorizing?
35. What are some ways of re-imagining what creative writing is and can be, and how, and why?
36. How might writing be considered a manner of reading and vice-versa?
37. Why are we often asked to read and write easier, more naively, less rigorously?
38. Why are we often asked to understand without taking the time and energy to understand?
39. What are the results of deliberately slowing and complicating reading, hearing, and/or viewing so that we are challenged to re-think and re-feel form and experience?
40. What are the results of deliberately accelerating and simplifying reading, hearing, and/or viewing so we don?t have to think about or feel very much of anything at all except, maybe, the adrenalin rush before spectacle?
41. What is the distance between David Foster Wallace?s Infinite Jest and Dan Brown?s The Lost Symbol; between David Lynch?s Lost Highway and Transformers: Revenge of the Fallen?
42. Do stories generated and sustained by the American political system, entertainment industry, and academic trade (which might be characterized by their insidious simplicity, plainness, and ubiquity) teach us how not to think for ourselves?
43. How willing are you to endure boredom?and to pay for it?
44. What are the consequences of this dissemination of corporate consciousness?
45. Is making money is what it?s all about?
46. Why are we often asked to eschew close, meticulous engagement with the page; to search texts ?for symptoms supporting the sociopolitical or theoretical template of the critic?; to flatten out distinctions between, say, the value of studying James Joyce, Lydia Davis, and Ben Marcus, on the one hand, and Britney Spears, The Bachelorette, and that feisty gang from South Park, on the other?
47. Why do so many embrace and maintain the globalized corporate culture?
48. Why not access the ?Difficult Imagination??that dense space within which we are asked continuously to envision the text of the text, the text of our lives, and the text of the world other than they are, and thus contemplate the idea of fundamental change in all three?
49. What are some ways to make objects ?unfamiliar,? to make forms difficult, to increase the difficulty and length of perception?
50. What questions without answers are you asking?
51. What if literature were neither the question nor the answer?
52. When was the last time you found yourself standing in a kind of baffled wonder before something that insisted upon a slightly new method of apprehending, a slightly new means of speaking, to capture what it is you have just witnessed?
53. Does your writing pose problems?ethical, linguistic, epistemological, ontological?
54. Are you willing to draw on everything around you to pose tentative answers to these problems and, by way of them, pose problems of your own?
55. How might we use our marginal status as innovationists to find an optic through which we can re-involve ourselves with the world, history, and technique, present ourselves as a constant prompt to ourselves and to others that things can always be different, more intriguing, than they seem?
56. What are you doing with the imperceptible, nearly ahistorical clicks in consciousness that come when you make or meet an explosive, puzzling, challenging, enlightening writing thought experiment?

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Posted in Uncategorized | Tagged Big Other, Birthday, Brian Evenson, Curtis White, Fredric Jameson, John Madera, Lance Olsen, The Architectures of Possibility | Leave a Comment

Source: http://bigother.com/2012/10/14/happy-birthday-lance-olsen/

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Why Obama's in this Hole and How He Can Get Out (Atlantic Politics Channel)

Share With Friends: | | Politics - Top Stories News, RSS and RSS Feed via Feedzilla.

Source: http://news.feedzilla.com/en_us/stories/politics/top-stories/255754539?client_source=feed&format=rss

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The TV Land Electorate

It?s the middle of October, which means that our favorite characters from the small screen will soon be choosing their candidates, heading to the polls, and casting their votes.

Or maybe not: Many of the most popular TV characters tend to keep quiet about their politics, avoiding naming names and party affiliations, lest they alienate any of their viewers. Although Friday Night Lights author Buzz Bissinger recently endorsed Mitt Romney?the Romney campaign has even taken to using the show?s famous ?clear eyes, full hearts? slogan?the Friday Night Lights series itself is firmly nonpartisan: While we may argue about which side of the aisle the characters belong on, it?s all speculation. Series creator Peter Berg even rejected the Romney move, telling the candidate in a letter, ?Your politics and campaign are clearly not aligned with the themes we portrayed in our series.?

There are some exceptions, though, and they range across both the political spectrum and the TV dial. We?ve assembled some of our favorite faces from the small screen who have expressed actual political affiliations?and the results are fantastically bipartisan. The selection below is not meant to be comprehensive, but rather to reflect the sheer diversity of political affiliations on television. To the far right are Springfield Republican Party chairman Mr. Burns and Parks and Recreation?s Ron Swanson (who has characterized the government as ?a greedy piglet that suckles on a taxpayer?s teat until they have sore, chapped nipples?), while to the far left we have the flower-child Keatons of Family Ties and former Dennis Kucinich supporter Brian Griffin. Most fall somewhere near the middle: Homer Simpson is voting for Mitt Romney in 2012, but only because he ?invented Obamacare.?

To understand our reasoning behind each character?s placement, simply mouse over the faces above. And if you have a favorite partisan protagonist who isn?t represented, let us know where you think he or she would fit in the comments.

Source: http://feeds.slate.com/click.phdo?i=9c1c3cd2528c03deeed764465de7006b

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Obama witch doctor display to stay, creator vows

The calendar is flipping toward two big late-fall events: Halloween and the presidential election.

A business owner has married the two in his New Jersey storefront. His anti-Obama, Halloween-themed window displays the president as a witch doctor.

Expression of free speech? Maybe. But also a bad business decision, apparently.

The voodoo storefront has evoked outrage in the beachfront community of Spring Lake, N.J. But Bill Skuby, 66, owner of the local men's store, Skuby & Co. Lifestyle Clothing, insists that the display is not political. ... "It's personal."

The store's window display depicts an image of Obama's head superimposed in the body of a witch doctor that rests atop the word "Obamacare." The witch doctor image is placed under a tombstone epithet that reads, "I Told You I Was Sick," accompanied by a photo of the president in a doctor's coat and stethoscope.

Get more pure politics at ABCNews.com/Politics and a lighter take on the news at OTUSNews.com.

On the tombstone stands an Obama bobble-head doll sporting a long-sleeved tee that reads, "Hoax," and underneath that is a zombie mannequin rising from the dead wearing a hat that says "F.Y.B.O.," an acronym apparently for an expletive phrase denouncing the president.

"This whole thing started as a statement from an individual voicing his opinion," Skuby told ABC News during a phone conversation that was briefly interrupted when someone from the street came in to give him a piece of their mind. "Now it has brought total negativity to Spring Lake."

The display has generated both outrage and support, ABC News' New York City station WABC reported.

"Our children and grandchildren can walk by, and I think this represents the worst that America can display in campaigning," said Spring Lake resident Suzanne Herrmann.

But Ray Miller told WABC's Jen Maxfield, "Good for [Skuby]. Someone has to stand up for our country."

The Halloween-themed display debuted Oct. 4. Skuby said that he did a similar one last year "and no one said a word. But this is an election year and now, suddenly, everyone wants to be involved."

The store owner said he has received a wave of threats from all over the country aimed at him and his six children, including death threats that he has reported to the police.

"This is America, isn't it?" Skuby asked. "Aren't we able to say and do pretty much what we want to do?"

Skuby, who admitted that his business has suffered because of his visual expression, said the community is trying to run him out of town. He said people have made him out to be a racist because of his anti-Obama display.

"If you want to call me a racist then go ahead. I can assure you I am not a racist; I just really want to see Obama go." Skuby said. "This is a good example of where race relations are under this guy's administration. ... This has absolutely nothing to do with race."

Skuby said that if Mitt Romney had the same plan as the president; his picture would be in the window.

Skuby said he isn't taking the display down until after the holiday.

"My window is my voice and I get one shot to have my voice be heard." he said. "I don't regret putting up the display. At some point, you have to take a stand and that is what I am doing. I want Obama out."

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Source: http://news.yahoo.com/obama-witch-doctor-stay-creator-vows-151505119.html

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Missing NH college student dead; suspect charged

This photo provided by the Dover (N.H.) Police Dept. shows Seth Mazzaglia. Authorities say Elizabeth "Lizzi" Marriott, a 19-year-old University of New Hampshire student missing for days is dead, and Mazzaglia has been charged with second-degree murder, Saturday, Oct. 13, 2012. (AP Photo/Dover (N.H.) Police Dept.)

This photo provided by the Dover (N.H.) Police Dept. shows Seth Mazzaglia. Authorities say Elizabeth "Lizzi" Marriott, a 19-year-old University of New Hampshire student missing for days is dead, and Mazzaglia has been charged with second-degree murder, Saturday, Oct. 13, 2012. (AP Photo/Dover (N.H.) Police Dept.)

This undated family photo shows Elizabeth "Lizzi" Marriott. The New Hampshire Attorney Generals office said Saturday, Oct. 13, 2012 that Marriott, who disappeared Tuesday, Oct. 9, 2012 is dead, and a man has been charged with second-degree murder. (AP Photo/Britney Atwood)

New Hampshire Assistant Attorney General James Vara gives a news conference in Dover, N.H. on Saturday, Oct. 13, 2012 in Dover, N.H. announcing that University of New Hampshire student, Elizabeth "Lizzi" Marriott who disappeared earlier in the week, is dead, and a man has been charged with second-degree murder. (AP Photo/Jim Cole)

New Hampshire Assistant Attorney General James Vara, left, is joined by law enforcement officers for a news conference in Dover, N.H. on Saturday, Oct. 13, 2012 to announce that University of New Hampshire student, Elizabeth "Lizzi" Marriott who disappeared this week, is dead. (AP Photo/Jim Cole)

New Hampshire Assistant Attorney General James Vara, center, gives a news conference in Dover, N.H. on Saturday, Oct. 13, 2012 in Dover, N.H. announcing that University of New Hampshire student, Elizabeth "Lizzi" Marriott who disappeared earlier in the week, is dead, and a man has been charged with second-degree murder. (AP Photo/Jim Cole)

DOVER, N.H. (AP) ? A martial arts instructor active in community theater was charged Saturday in the death of a 19-year-old University of New Hampshire student who disappeared days earlier.

Elizabeth "Lizzi" Marriott, a marine biology major who volunteered at the New England Aquarium, is believed to be dead and law enforcement officials continued to search for her body, Assistant Attorney General James Vara said Saturday.

Seth Mazzaglia, 29, of Dover, who's charged with second-degree murder, knew Marriott, Vara said, but he declined to say how or what led to Mazzaglia's arrest. He said police had "credible" information leading them to believe Marriott is dead, though he wouldn't elaborate.

"This is the worst parents nightmare, a missing child and with an unfavorable outcome,' Marriott's family said in a statement Saturday. The family asked for prayers for rescue personnel who are looking for their daughter, saying they need to "bring her home."

A family friend, Dawn Downey of Westborough, Mass., described Marriott as an attractive young woman who was active in chorus in high school and was prom queen during her junior year. Marriott was helping to put herself through college by working at Target.

"She was just a good girl. That's probably what got her in trouble. She was too trusting and she was beautiful. Those two things will kill you," Downey said.

Marriott had attended a class Tuesday night and made plans to visit friends in Dover. Her cellphone was last used in Dover that night, according to fliers that family members posted around town. Her car was later found in a parking lot on campus in Durham.

"We were greatly saddened to learn of Lizzi's death and we extend our deepest sympathies to her family and friends," UNH President Mark W. Huddleston said in a statement. "Lizzi was a new member of the university community and will be missed in our classrooms. Our focus now will be on supporting our campus community during this difficult time."

The university was making counselors available to students. A moment of silence was planned in Marriott's honor at the school's hockey game Saturday night.

Marriott was a 2011 graduate of Westborough High School in Massachusetts. She lived with an aunt in Chester and commuted to the Durham campus. A message seeking comment was left with her parents, Robert and Melissa Marriott of Westborough.

Hundreds gathered for a vigil Saturday night in Westborough.

Robert Marriott told the crowd, "Together we created an angel, and tonight she is home in heaven."

Downey's daughter Nicole, who was Marriott's best friend, described Marriott as a "fun-loving and goofy" young woman who got along easily with others and had a wide circle of friends. She also was a good student who loved animals and science and volunteered at the New England Aquarium in Boston, Nicole Downey said.

"It was a shock to me when I found out she was missing. That was not like her at all," she said. "She was just all around a great person. I don't know why anyone would want to hurt her."

Mazzaglia, who graduated from the University of New Hampshire in 2006 with a bachelor's degree in theater, was active in the arts, performing in several dozen plays and musicals over the last decade in southern New Hampshire.

He also was a martial arts instructor who described himself on websites as having a black belt in karate and being familiar with several forms of martial arts and weapons. And he described other interests including juggling.

Robert Modee, a friend of Mazzaglia's and a martial arts instructor in Kittery, Maine, said he was struggling to comprehend how his friend could be charged with murder.

"I don't understand what's going on right now," he told the Foster's Daily Democrat in Dover, N.H. "I'm completely floored with all this."

Mazzaglia is scheduled to be arraigned Monday. A working telephone number for him could not immediately be located. It was unclear whether he had a lawyer yet.

Associated Press

Source: http://hosted2.ap.org/APDEFAULT/3d281c11a96b4ad082fe88aa0db04305/Article_2012-10-14-Slain%20College%20Student/id-e8b3ba7c750f4e12bd4caf771eb83096

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